Funding Options

Fleet Management That Works for You

At Toyota Fleet Management (TFM), we live and breathe fleet. Our team is made up of true specialists, people who understand the ins and outs of fleet management and are passionate about helping businesses like yours run smarter, smoother, and more efficiently.

Whether you're managing just a few vehicles or a large national fleet, we know it’s a big job, especially when you’ve got a lot on your plate. That’s why we’ve developed a flexible range of products and services to suit all kinds of businesses and fleets.

We believe a well-designed fleet solution can make a real difference. That’s why we take the time to get to know your business, so we can recommend the right mix of tools, services, and support, tailored to your needs and goals.

Fleet management is always evolving, and so are we. As your business changes and the industry shifts, our team is right there with you, ready to adapt, improve, and keep delivering value.

What You Can Expect from Us:

  • Expert advice on vehicle selection and fit-for-purpose specs

  • Deep technical knowledge and industry insights

  • Guidance on regulations like vehicle weights and limits

  • End-to-end lifecycle support, from acquisition to disposal

  • Solutions for trailers, plant, and equipment, not just vehicles

  • Relationships with multiple manufacturers to get the vehicle you want

And because your time is valuable, we’ve made it simple. Our expert team, backed by Toyota’s trusted dealer network, is here to keep your fleet moving so you can focus on what matters most, your business.

We’re also not limited to Toyotas. If the right fit for your fleet is a different make or model, we’ll work with other manufacturers to secure it at the best available rates.

Find out more about our comprehensive range of finance options below:

Leasing

We bundle the costs associated with a vehicle lease, covering core items like servicing, registration, tyres and maintenance. You can even add potential extras like roadside assist into your monthly repayment. Simply choose a new vehicle then set the lease term and kilometre usage. Once everything is bundled together, all you need to take care of is a single, monthly repayment.

  • Improved cash flow. With no deposit needed, you can free up cash flow and direct it back into your business
  • Flexibility. Choose your own lease term, between 12 and 60 months
  • Predictable payments. A Fixed monthly cost helps you budget and takes away the uncertainty of unexpected charges
  • Easy management. Whether you're leasing one vehicle or 20, each contract invoice is bundled into one monthly invoice
  • Comprehensive reporting. Know how your vehicles are performing with our range of fleet reports
  • Free up resources. Spend less time on vehicle management and more time on running your business

Operating Lease

For those customers who prefer not to take on the risk of selling their vehicle at the end of the lease period, an operating lease is the logical choice.

You still have access to all of our Fleet Management Services and can select the services you want to form your monthly payment. You decide on the lease term and kilometre usage.

With an operating lease at the end of the term you can simply return the vehicle to TFM, we own the vehicle and take on the responsibility for the vehicle once the lease finishes, there is no residual value to pay.

Benefits of an operating lease include:

  • Payments associated with the lease are made over a fixed lease term i.e., the lease period
  • Payments made are all tax deductible
  • No capital outlay is required
  • You don’t own the vehicle, so risk is reduced
  • For fully maintained operating lease structures, we take care of the maintenance of the vehicle as part of the monthly fee.

Finance Lease

A finance lease transfers the risk of ownership to you without transferring legal ownership. At the end of your lease, you can make an offer to pay out the lease, extend your term or enter into a new agreement for another vehicle.

A finance lease provides you with 100% financing at a known monthly cost with no capital outlay.  Lease rentals are generally fully tax deductible and are structured as lease repayments and interest.

Credit Contract

This is a sale of a vehicle where the legal ownership lies with the customer. A financier takes a security interest (PPSR) over the goods. No GST applies to interest and term charges. Just like term loan, you can claim depreciation and interest for business usage.

Sale and Lease Back

A Sale and Lease back agreement can help with cashflow. Your vehicle assets are sold to Toyota Fleet Management at their current book or market value. They are then leased back to your business, releasing capital immediately for you to use on alternative investments.

The sale and lease back option provides the following benefits:

  • Each vehicle is assigned a lease term and kilometre allowance tailored to its usage, with the lease expiry falling within your company vehicle replacement policy.
  • Structured transactions ensure the purchase price is compatible with your tax and accounting requirements.
  • Enjoy improved cash flow forecasting, due to fixed rentals or instalments.